Mortgage Rates History Graph 2024. The average interest rate, per the most current data available as of this writing, is 6.435%. Find the chart above to view historical 30 year fixed rate mortgages in january 2024.
— august 28, 2024 / 9:53 am edt / cbs news. The prime rate, also known as the prime lending rate or prime interest rate, is the interest rate commercial banks charge on financial products such as loans and mortgages for their most creditworthy customers.